Now it is very easy to find information about financial management methods. You will be explained in detail how to invest money, how to plan expenses for a week, month, year and all that sort of thing. But this does not mean that you will immediately become economical.
All dreams of personal finance, which from now on will be directed only in the right direction, can break into emotional blocks and other features of your psyche. People often don't even realize how much their emotions are connected with money, and awareness of such bindings is the first step to getting rid of them.
So, here are the psychological factors that pull money out of your budget.
The attitude to the outside world, morality, norms of behavior and, of course, money is laid in childhood. The way money was treated in your family has greatly affected your relationship with finances.
For example, if conversations about money always led to scandals or were just tense enough, it could leave a negative imprint.
Such a person, for example, may experience stress whenever he has to plan his expenses, so he prefers to let things take their course. At the same time, it does not matter how high his income is: the fear of conflicts and quarrels carried through the years will force him to abstract from any financial planning.
Remember how your family treated money, spending planning, what your parents told you, what beliefs could have developed because of this and what emotions do you feel when planning now? Perhaps the roots of your problems lie in childhood.
Money, like food, is often used as a very temporary painkiller for mental wounds. Many people get stuck with unpleasant emotions, and someone uses money for the same purposes, buying unnecessary things just to feel comfortable.
These can be expensive things that give a sense of superiority, a temporary emotional uplift, which, however, passes very quickly, leaving a sense of guilt for the money wasted.
When you want to buy something unplanned, try to note your emotional state. If at this moment you are upset and feel insignificant, most likely, your purchases are needed only to relieve stress and feel better.
Money and resentment often go hand in hand. It so happened that money in our society is a serious means of self—affirmation. If a person grew up in a family where there was always not enough money, or he felt that he was not given as much money as he deserved, there could be a total resentment of money and all the situations that are associated with them.
From resentment, as you know, nothing good will ever happen. For example: resentment in a relationship always slows them down, killing all the positivity. The same thing happens with money: resentment associated with money prevents you from making useful financial habits.
Remember if you have any grievances related to money. If there is, you should reconsider your attitude towards them. Even if there was a real injustice, resentment only bothers you and no one else.
This is one of the mistakes that can destroy not only your financial well-being, but also relationships.
If you think that love is measured by the money you spend on a person, this is a serious problem. The real expression of love and care is replaced by money, meaningless expensive gifts.
Of course, gifts are an integral part of a relationship, but the amounts you spend on them should correspond to your financial situation. In other words, if you spend the last of your money on expensive gifts that you really can't afford, this is no longer an expression of love for a person, but an attempt to assert yourself and expose yourself to someone you are not.
In addition, if your lover, seeing the real state of affairs, allows you to make such gifts, it is worth thinking about his real feelings.
Gifts are wonderful, but there are many other ways to express love and affection. Try to replace expensive gifts with equally valuable care and attention, especially if you have serious financial problems.
Think about how your past experience with money affects thoughts, actions and habits related to finance? What habits and patterns of behavior have you developed and what emotions have influenced it?
If you think about it, you will surely find something interesting. And don't put it off: exploring your emotions about money is no less important than deciding where to invest and how to form your budget.
Remember: emotions control our lives and have the nasty property of destroying all positive initiatives if there is no positive attitude. So, before developing your plan to improve your financial situation, deal with your emotions.
