Even when you can focus only on yourself, sometimes money still goes unnoticed. And when there is already a child in the family who grows out of clothes at the speed of light, or does it just "burn" on him? Then it begins to seem that there is not enough money for anything at all. Well, let's try again to see where you can save a little.
More and more people are joining the system of exchange and purchases from each other. Don't want to take things from strangers, team up with your friends!
Perhaps you have been dreaming of a good table for a long time, while your friend only gets in the way in the kitchen, and he, in turn, is not averse to getting an upholstered chair that is used in your living room except as a clothes hanger.
Change clothes for children, try to hire one nanny for two families, participate in promotions together when two things are sold for the price of one. There are many options!
Monthly apartment and utility bills are scary. And I want to postpone them at least until next month. That's next month, when I get the award… Stop! Once you don't pay, and the debts will grow like a snowball!
Always remember that you need to pay these expenses, and at the beginning of the month set aside the required amount.
Study all the discount cards you have and don't forget to use them. In addition, partner programs are being developed now. For example, if you pay for gasoline with a plastic card of a certain bank, you get a discount. Before you buy something, think about how it is more profitable for you to pay for it: in cash or with a card.
Surely you have a friend who either bought winter jackets for three children for the price of one, or bought a six-month supply of muesli for a penny. What kind of magic dust does he sprinkle on cashiers and sellers that they give him these things for free?
This, of course, is the real art of finding a good sale, and not the one where the new price tag "70% discount" hides the old one, where the price is lower than the sale price. Regularly monitor the prices in some stores where you are constantly buying something, so you can see when the price really drops.
If you participate in wild post-New Year sales, it is better not to be lazy and come early. You can easily measure everything, compare prices in boutiques and choose what you need. In addition, you will avoid the desire to buy something at all costs, which engulfs a person when he gets into a crowd of people hungry for shopping.
Online shopping is gaining momentum. Not only will you save time and money that you would spend on gasoline for a shopping trip, but you can also buy clothes much cheaper. Especially the children's room.
Is the faucet leaking? Before calling a plumber, turn on your computer. Now you can find a lot of step-by-step instructions on how to make minor repairs yourself. And not only small. You are quite capable of pasting wallpaper or making an arch out of drywall, which you have long dreamed of. Be brave!
And you can also spend a little less on cosmetics and household chemicals. Because ordinary vegetable oil perfectly moisturizes, and household soap washes children's clothes better than powder.
Going to the doctor usually turns into buying medicines for thousands of rubles. Perhaps it will be cheaper to strengthen health, and not to be treated.
Of course, if you get sick, then you can't avoid a visit to the doctor. By the way, doctors often cooperate with pharmacies and prescribe expensive fashionable medicines. Ask a pharmacist or a doctor if this medicine has a cheaper analogue? Often such an analogue turns out to be even more effective than the advertised drug.
Read reviews on the Internet about the attributed medicine, perhaps they will advise you a good replacement there. Of course, everything should be done within reasonable limits and not get carried away with self-medication.
In an ideal world, we would raise chickens and vegetables ourselves and eat only these environmentally friendly products. In our world, not every family can spend the whole summer in the country, growing turnips. However, it is quite possible to set up a small garden on the windowsill and grow onions, dill, basil and even tomatoes there. Save on buying greens, and at the same time you will always have fresh aromatic seasonings.
Don't want to grow? Buy greens in the summer and freeze, or dry. In any case, it will be cheaper than buying fresh in supermarkets.
And delicious homemade food is always cheaper than ready-made food bought in the store.
Does your trip for milk turn into buying Viennese sausages and buns for tea? Not to mention that you still forgot to buy milk?
Yes, this is probably the top and already well-known advice to everyone: plan a menu for a week and visit the store once a week with an accurate list.
The word "save" depresses people. It seems that if you save, then life will become unbearably boring. We save money and can't afford family entertainment, it's too expensive.
And we always want to show off! If you really go to the cinema, then go to the most expensive and be sure to buy the biggest bucket of popcorn. Believe me, you will get no less pleasure from watching a movie in a simpler cinema and with a smaller bucket :) And you can also go to the morning session when tickets are cheaper.
There is no need to save on family communication: take a walk together in the park, read a book aloud or go to a free exhibition. And then it will not seem to you that saving money is a complete rejection of all kinds of entertainment.
