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Trickben.com » Get Rich » 7 financial Mistakes We make because of Love

7 financial Mistakes We make because of Love

10 Jun 2023, 00:02, parser
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You can listen to the article. If it's more convenient for you, turn on the podcast.

Love affects the brain. This was recorded by scientists. In lovers, some areas of the cerebral cortex work H. Song, Z. Zou, et al. Love-related changes in the brain: A resting-state functional magnetic resonance imaging study / Frontiers in Human Neuroscience more active than those who are not in love. But vigorous activity does not always benefit.

Don't think that money doesn't mean anything in a relationship. The financial issue has destroyed more than one couple. Think about whether you are making one of these mistakes.

1. You always pay for a loved one

You don't feel sorry for anything, you want to show generosity and take care of your loved one. Romantic aspirations, but even because of them, do not take a lover to provide. It's dangerous.

Sooner or later, one partner will feel that he is being exploited and will be offended. Or he himself will begin to put pressure on another partner, arguing that whoever pays, orders the music.

Another unpleasant scenario: a partner on maintenance begins to perceive a loved one as a walking piggy bank, and this is not about love.

Trust and care are great, of course. But only if you both keep from skewing. Are you sure you can? Prove love with deeds and gifts, but do not take on all other people's expenses.

2. You adjust to your partner's habits

The difference in income and attitude to money also affects habits. Someone prefers to save and saves every penny, someone likes to live in a big way. When one partner reaches for the habits of the other, it turns out so-so.

For example, a couple goes on vacation to an expensive resort, but a wealthy partner then lives as if nothing had happened, and a poor one goes on a strict diet of water and bread. They make sacrifices for the sake of love, but if only one person does it, the relationship ends. You risk being left without love and without money.

3. You do not take into account the financial capabilities of the partner

If we assume that money does not play a role in a relationship, there is a temptation not to consider the financial issue at all. Sometimes this leads to paradoxical situations when a couple flies different planes on vacation and lives in different hotels, because it is expensive for one of them.

Do not bring it to the point of absurdity. It's enough not to care that you go to a restaurant alone again, because this place is not affordable for a lover. Soon you will be having dinner without your loved one, because he will leave.

4. You have become a guarantor

It is necessary to trust a loved one, but it is stupid to act as a guarantor when the relationship is still at the stage of stormy love. Money can ruin everything.

A loved one buys a car, apartment or equipment, but buys it for himself. Loans are given for several years, and it is not a fact that you will be together all this time. And if the separation turns out to be stormy, then in the hands of the former partner there will be an instrument of pressure on you. The bank doesn't care that love has passed, you have a crisis in your relationship and you decided to live separately. The bank will demand money.

Take loans on a sober head. Feelings aside.

5. You don't discuss the overall budget

You decided that you couldn't stand without each other, and now you live together. You send money to one cash register, like the right family. As under communism: from each according to their abilities, to each according to their needs. It sounds great, but there is one thing.

The overall budget is a test of sanity and trust. Are you sure you're ready for this?

Even with a semi-separate budget, when a couple develops for common needs, and spends the remaining income at their own discretion, it is not always possible to decide whether the money is being spent correctly.

At the beginning of the relationship, we don't care about the little things: we will spend the total money on food and household chemicals. But then it turns out that someone is "eating up" most of this budget. For example, one partner loves seafood, and the other is allergic and has enough porridge. Recalculation begins, reproaches begin.

In order not to quarrel over the amount of earnings and expenses, you need to know exactly where the money comes from and how it is distributed. Distribute your expenses to the smallest detail and stick to this plan. It's better than finding out later who spent more.

6. You hide debts from the second half

It's a disgusting idea, even if you act with good intentions (you don't want to worry your partner). Along with the debts, you will have to hide your income, and lying has never been the foundation for a strong relationship.

Old debts will spoil the family's plans if you contact the bank for a loan with favorable conditions.

7. Are you taking out a loan for a wedding

Why this is not the best idea, we told in a separate material.

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29 May 2023, 13:56    0    0
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