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Trickben.com » Get Rich » What is the real cost of a car?

What is the real cost of a car?

04 May 2023, 11:49, parser
0 comments    0 Show

Personal finance, personal financial plan, loans, deposits, investments, Anton Utekhin, banks

The other day I was thinking about the question: what expenses do we actually incur when we buy a car? Often, when we think about buying a car, we only remember about its price, forgetting about many other expenses.

As if to confirm my thoughts, several of my friends recently got a new job. Surprisingly, each of them then thought about changing the car: "it's no longer prestigious to drive the old one", "it's too small", "the engine doesn't pull on the track" + a couple of other reasons to do this. But everyone was talking only about the price of a new car. And not once about future expenses.

I decided to calculate how much it costs to service even such a small car as the 2007 Chevrolet Spark, with a volume of only 0.8 liters.

I must say, the result was amazing. For 3 years of owning a baby Chevrolet Spark runs:

440 544.27 rubles/3 years

 

These expenses include (the share of specific expenses in the total amount is indicated in parentheses):

  • Fuel purchase (40%);
  • Loss of value (6%);
  • Overpayment on the loan (for the entire term of the loan, 24%);
  • Insurance (14%);
  • Car maintenance (15%);
  • Car tax (2%);

Details — in the file in the application. And this is without the cost of accidents (ugh-ugh), fines, serious breakdowns (gearbox, for example, and if it is not guaranteed), installation of alarms and other accessories.

I wonder how much it costs to service your car? Try to count for yourself! The form is in the application.

Think about it – won't these costs be too big for you? Maybe it's better to invest and make a profit from them? It's up to you, but at least — do not make large purchases without calculating them. It is unpleasant to find yourself in a situation where it is difficult to maintain the previous level of expenses.

 

P.S. The bonus is an old picture in the subject:

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